Buying from overseas
Can you buy a home there?
Rules for foreign and non-resident buyers, country by country, in plain language with links to the official sources.
General information, not legal or tax advice. Rules change, sometimes quickly. Always confirm with the official source and a local lawyer, notary or conveyancer before you buy. Last checked October 7, 2026
Australia
Restricted- Foreign persons, including temporary residents, have been banned from buying established homes since 1 April 2025. The May 2026 federal Budget announced an extension of the ban to 30 June 2029. Australian permanent residents and New Zealand citizens aren't affected.
- Foreign buyers can still apply to buy new or off-the-plan homes and vacant land (which must be built on within 4 years). Approval from the Foreign Investment Review Board (FIRB) is needed first.
- FIRB fees rise with the price: for a new home up to A$1 million the fee is A$15,600 (1 July 2026 to 30 June 2027). A yearly vacancy fee applies if the home isn't lived in or rented out for 183 days a year.
- States add a foreign-buyer stamp duty surcharge: 9% in NSW; 8% in Victoria, Queensland and Tasmania; 7% in WA and SA; none in the ACT and NT.
A temporary rule here is due to end or change around March 31, 2027. Check the official source for the latest.
Brazil
Open to foreign buyers- Foreigners can buy homes in cities on the same terms as Brazilians, with a CPF tax number.
- Rural land, and land within 150 km of the borders, is restricted and needs approval.
Canada
Mostly closed- Until 1 January 2027, most people who aren't Canadian citizens or permanent residents can't buy homes in cities and larger towns. Some work-permit holders and students are exempt.
- As of October 2026, no extension or replacement of the ban had been passed. Check again before buying in 2027.
- Provinces add their own taxes: Ontario charges a 25% Non-Resident Speculation Tax, and British Columbia a 20% additional transfer tax in specified areas.
A temporary rule here is due to end or change around January 1, 2027. Check the official source for the latest.
France
Open to foreign buyers- There are no restrictions based on nationality or residence.
- Transfer duties on older homes are about 6.3% of the price in most départements (since April 2025).
- Owning a home doesn't give the right to live in France: non-EU owners need a visa to stay longer than 90 days in any 180.
Germany
Open to foreign buyers- There are no restrictions on nationality or residence, and no surcharge for foreign buyers.
- Property transfer tax depends on the state: from 3.5% to 6.5%.
Greece
Open to foreign buyers- Foreigners can buy. Some border and island areas need a permit for non-EU buyers.
- A golden visa through property needs €800,000 in Attica, Thessaloniki, Mykonos, Santorini and larger islands, or €400,000 elsewhere, in one home of at least 120 m².
- In September 2026 the government announced a higher transfer tax for non-EU buyers (15% instead of 3%). It was not yet law in October 2026.
A temporary rule here is due to end or change around January 1, 2027. Check the official source for the latest.
Indonesia
Restricted- Foreigners can't hold freehold land.
- Foreigners with immigration documents can own one house on a right-of-use title (Hak Pakai) or an apartment unit, above a minimum price set by each province.
Ireland
Open to foreign buyers- There are no restrictions on non-residents or foreigners buying.
- Stamp duty is the same for everyone: 1% up to €1 million, 2% up to €1.5 million and 6% above that.
Italy
Open to foreign buyers- EU citizens and foreigners legally living in Italy can buy freely.
- Other non-EU buyers can buy if their country lets Italians buy property there (reciprocity). The notary checks this.
- Every buyer needs an Italian tax code (codice fiscale).
Japan
Open to foreign buyers- There are no limits on foreign ownership: foreigners get full freehold title.
- Since 1 April 2026, non-residents must report a purchase to the Ministry of Finance within 20 days.
Malaysia
Restricted- Every purchase by a foreigner needs state approval, and each state sets a minimum price (RM1 million in Kuala Lumpur).
- Since 1 January 2026, foreign buyers pay a flat 8% stamp duty on homes.
Mexico
Restricted- Within 50 km of the coast and 100 km of the borders, foreigners buy through a renewable bank trust (fideicomiso), with a permit from the Foreign Affairs ministry.
- Elsewhere, foreigners can own directly after signing an agreement with the ministry.
New Zealand
Mostly closed- Since 2018, most overseas buyers can't buy existing homes without consent under the Overseas Investment Act. People with a residence-class visa who have lived in New Zealand for 12 months (and 183+ days) may qualify as residents.
- Australian and Singaporean citizens are exempt and can buy most homes without consent.
- Since 6 March 2026, Active Investor Plus visa holders (and Investor 1 and 2 visa holders) can apply to buy or build one home worth more than NZ$5 million.
Philippines
Restricted- Foreigners can't own land.
- Foreigners can own condominium units, but foreign ownership is capped at 40% of each project.
Portugal
Open to foreign buyers- Foreigners can buy property freely.
- Buying property no longer qualifies for the Golden Visa (since October 2023). Other investment routes remain.
Singapore
Restricted- Foreigners pay 60% Additional Buyer's Stamp Duty on any home, on top of normal stamp duty (since 27 April 2023).
- Under trade agreements, nationals of the USA, Switzerland, Norway, Iceland and Liechtenstein can apply to be treated like citizens for this duty.
- Foreigners can buy private condominiums. Landed homes need government approval, and public (HDB) flats aren't available to foreigners.
South Africa
Open to foreign buyers- There are no restrictions on non-residents buying homes.
- When a non-resident sells for more than R2 million, the buyer withholds part of the price for tax (7.5% for an individual seller).
Spain
Open to foreign buyers- Foreigners, including non-EU buyers, can buy freely and pay the same regional transfer tax as residents (usually 6–10%).
- The golden visa ended on 3 April 2025: buying property no longer gives residency.
- A proposed tax of up to 100% on purchases by non-EU non-residents had not become law as of October 2026.
Switzerland
Restricted- Under the Lex Koller law, people living abroad need cantonal permission to buy a home, and can usually buy only holiday homes in approved areas, within quotas.
- EU/EFTA nationals living in Switzerland and holders of a C permit can buy like Swiss citizens.
- A tightening of the law was under consultation in 2026 and was not yet law in October 2026.
Thailand
Restricted- Foreigners generally can't own land.
- Foreigners can own condominium units, but foreign ownership is capped at 49% of each building's floor area.
- Leases can be registered for up to 30 years.
Türkiye
Open to foreign buyers- Most foreign nationals can buy property. Some military and security zones are off-limits.
- Turkish citizenship through property needs at least US$400,000, kept for 3 years.
United Arab Emirates
Open to foreign buyers- Foreigners can buy freehold property in designated areas, for example Downtown, Dubai Marina and Palm Jumeirah in Dubai. Rules differ by emirate.
- Dubai charges a one-off 4% transfer fee. There's no yearly property tax for individuals.
- Property worth AED 2 million or more can qualify for a 10-year golden visa.
United Kingdom
Open to foreign buyers- Anyone can buy. In England and Northern Ireland, non-UK residents pay an extra 2% Stamp Duty Land Tax on top of the normal rates.
- Buying an additional home costs 5 percentage points more in Stamp Duty. With the non-resident surcharge, the top slice can be taxed at 19%.
- Scotland and Wales have their own property taxes and no non-resident surcharge.
United States
Open to foreign buyers- There's no national ban on foreigners buying homes.
- When a foreign owner sells, the buyer usually withholds 15% of the price for tax (FIRPTA). Lower rates apply to some homes the buyer will live in.
- Some states restrict buyers from certain countries, for example Florida and Texas for people domiciled in China and a few other countries. Check the rules in the state where you're buying.
Don't see a country? We're adding more. The rules in any country can change, so always check its official government site.